Thankfully with the internet and online capability, Woody Allen’s famous quote “There are worse things in life than death. Have you ever spent an evening with an insurance salesman?” has lost some of it’s relevance. It’s one of those age old dilemma’s when planning a vacation, should one consider trip insurance, or not. Murphy’s Law states “anything that can go wrong, will go wrong”, so is it worth it, and what’s the risk?
If you are mulling over the pro’s and con’s think about, how long are you staying for, are you flying to your destination, your family situation, elderly relatives, and any previous personal experiences. Last minute cancelations can result in significant loss of income to an Inn. So most Inn’s have anything between 15 – 30 day cancelation policy. It’s a sensitive issue for both parties, for the Inn a loss of income particularly if it’s a short season, for the guest, an unwelcome expense, especially when there’s generally a real issue that’s caused the cancelation.
What’s involved in organizing coverage? Thankfully there’s a range of companies and plans available. Plans can be adapted to individual needs and premiums range between 5% – 10% of the cost and can cover flight cancellations, hotel costs and certain medical costs.
There’s a plethora of companies providing coverage, a couple to look at;
insuremytrip.com is a company we’ve suggested, but they are certainly not alone
Allianz comes with strong reputation and solid background
CSA comes personally recommended by one of our guests, who have had a need to use the policy in the past.
So “we have you covered”. Travel insurance is certainly not necessary for everyone, but if you worry about the unexpected, it offers peace of mind.